Please recommend a moisturizing cream for inner dryness in the summer.

I usually make sure to apply cream because I suffer from severe internal dryness. However, as the weather gets warmer, the cream started to feel heavy and stuffy. Applying only a hydrating cream made my skin feel dry and tight. So I applied a moisturizing cream, but

My skin is getting very oily, perhaps because of the humid and hot weather. Are there any good moisturizers that effectively address inner dryness? Please recommend a cost-effective cream for inner dryness that isn't too expensive.