What kind of moisturizing cream is good for dry skin?

I am an insensitive user who can never settle on just one moisturizer and uses whatever I feel like at the moment. The moisturizer I am curious about is one for dry skin. I am not sure anymore if it is because I am getting older or if it has always been this way, but since I have dry skin, I don't really feel hydrated and often experience a tight, dry sensation.

So, I'm wondering what kind of moisturizing cream is suitable for someone like me with dry skin. I sometimes feel a tight, painful sensation on my skin, and I've heard that this indicates my skin has weakened. It seems that I feel dryness more easily because my skin is damaged. In my case, would a highly moisturizing cream suffice, or what ingredient list should I check when purchasing one? I really need information on which moisturizing cream is right for dry skin.