Which sunscreen should I use, organic or inorganic, depending on my skin type?

I heard that you should use sunscreen 365 days a year. Is that true?

And are you applying it indoors as well?

I don't apply it when I'm indoors—or rather, when I'm at home. Aren't the people who diligently apply it even at home mostly celebrities? lol

Anyway, I'm lazy, so I only apply sunscreen when I go out on really sunny days.

So I hardly know the types either.

I didn't even know sunscreens were divided into organic and inorganic types. And there are even hybrid types?

Why is it so complicated?

For sunscreen, isn't it enough if it doesn't leave a white cast and doesn't sting the eyes too much?

Which category does that fall into, organic or inorganic sunscreen?

I have dry skin. Perhaps because I don't apply sunscreen diligently, I have a lot of age spots and freckles.

I should try applying it diligently from now on.

Please recommend a sunscreen that suits me and is easy to apply.