I'm worried about sagging under my eyes.

I am deeply concerned about the sagging under my eyes that has appeared with age. So I bought a specialized eye cream to try, but I doubt it will be effective. Since it is quite expensive, I wonder if I am just wasting my money...

Honestly, I also have doubts; if everyone could cover up sagging under their eyes with cream, why wouldn't everyone just use cream?

Has anyone by any chance consulted a dermatologist regarding sagging under the eyes?

It seems like my facial oil has decreased significantly, and my skin has lost a lot of its firmness. This appears to be related to sagging. Has anyone managed to overcome this with a procedure?