Please explain the difference between mineral sunscreen and chemical sunscreen in simple terms.

Even though I use sunscreen consistently, I don't know the difference between mineral and chemical sunscreens.

Seeing that 'presence' is attached in front, I just assume it is the difference between the presence or absence of a certain component.

I would appreciate it if you could explain it simply, as if you were explaining it to a child who has difficulty understanding.

I would also like to know the difference between mineral and chemical sunscreens, and who is better off using mineral sunscreen and who is better off using chemical sunscreen.

Also, one more thing: it seems the products aren't labeled as either mineral or chemical sunscreens. How can I distinguish between them when choosing a product?