The rapidly increasing water warts and skin tags around the neck are depressing.

Last winter, I had moles and blemishes removed from my entire face. The cauterization process was painful and messy, but once the scabs fell off, my face looked clean. However, it was a bit expensive, so I couldn't get it done on my neck. But lately, as I've gained weight and the weather has gotten hotter, the number of warts and skin tags on my neck has increased significantly. Since it's summer, I want to avoid getting them. Is a dermatologist the only solution?