Which concealer should I use to cover dark circles and wrinkles?

hello :)
I've been looking into concealers lately because of my dark circles, but I'm having so many trouble deciding, so I'm asking this question.

I have pretty bad dark circles, but I'm even more self-conscious about a single, deep line under my eyes. I want to cover it with concealer, but I'm worried that if I apply it incorrectly, it might actually make the wrinkle stand out even more. I'm especially concerned because I've heard that thick or matte products tend to settle into the lines and accentuate them.

However, leaving my dark circles as they are makes my face look too tired and dull, so I really want to cover them up to some extent.

What type of concealer should I use in this situation?
I am curious about liquid, cream, and stick types that provide a relatively natural finish even under wrinkles.