How to Apply for 2025 Sangsaeng Payback🍀 A Comprehensive Guide to Usage, Estimated Amount, and Eligibility

everyone Mutual Growth Payback Are you aware of the policy?

Consumers benefit, and traditional markets and small business owners see increased sales!
It's a win-win system, so everyone seems to be very interested in it these days.

I also gathered some information.

 

 

 

✔️ What is Sangsaeng Payback?

It is a system created by the government to support small business owners and promote consumption,
It is a system where you can receive a refund of up to 300,000 won in Onnuri gift certificates if you spend more than a certain amount.
A policy that benefits not only consumers but also helps revitalize traditional markets!

 

 

✔️ How to apply?

👉 Online After accessing the website (government homepage) and verifying your identity,
Attach card usage history or traditional market receipts → Apply for refund
Website: https://xn--3h3bl7foc243a8lq.kr/apply

 

👉 Offline By visiting the Eup, Myeon, or Dong Administrative Welfare Center
Just submit your ID + bank account copy + spending history, and you're done!

 

You can apply with a card issued by any card company.
There are no restrictions on credit card companies.

 

 

✔️ What is the application period?

From early September to the end of December 2025 until
But it could close early if the budget runs out.
It is best to apply as soon as possible.

They say the refund usually comes in within 2 to 3 weeks after applying.

 

When applying during the first week, you must check the 'Mutual Growth Payback 5-Day System' before applying.

 

 

 

✔️ How to Calculate the Refund Amount!

For example, if you spend 1 million won at a traditional market
→ Get a 300,000 KRW refund with Sangsaeng Payback!

However, it excludes places like directly managed stores of large corporate franchises, so be sure to check the usage location.

 

For your reference Refunds are paid on the 15th of every month. It works!
Payment based on the increase in card spending from the previous month.

 

 

 

✔️ Available Stores & Excluded Stores

✅ Available : Traditional markets, neighborhood marts, small business stores, restaurants, pharmacies, etc.
❌ Exclude Department stores, hypermarkets, online shopping malls, and company-owned stores of large corporations such as Starbucks and McDonald's

 

 

 

 

✔️ Great Tips for Mutual Growth Payback!

You can get a refund of up to 300,000 won, so it is fine to share it with your family.
You can receive the refund as an Onnuri Gift Certificate (mobile or card type) and use it immediately at nearby markets.
You must use the refunded Onnuri Gift Certificates within 3 months. (Please be careful, as they will expire if not used.)

The 2025 Mutual Growth Payback is a policy that helps both consumers and small business owners, so it is a benefit you must take advantage of.

 

Especially since Daiso and cosmetics stores are also included.
I think it would be good to keep this in mind.

 

I plan to do my shopping at the local traditional market and get a refund this time ✨

👉 Don't forget to apply for Sangsaeng Payback this September to take full advantage of the benefits!